Importance Of Licensing, Bonding, And Insurance For Contractors and Homeowners

If you sign a contract with a contractor who is not licensed, you are not going to break a law, but you are going to take a big risk. At times, shoddy workmanship may cause a good deal of loss. Therefore, many states in the USA spend a considerable amount of resources in order to catch and punish unlicensed contractors. Read on to find out more.

There are entities offering counsel to licensed as well as unlicensed contractors that face fines and legal charges in relation to license violations. Moreover, they point out why the DBPR and CILB consider surety bonds, licensing and insurance a very important aspect of the industry of construction on the whole.


The contractor’s licenses are under the regulation of the DBPR and CILB in order to make sure that each individual that gets certificate meets the set requirements, such as financial responsibility, experience in the field, clean criminal record, and insurance coverage based on the type of license.

Aside from this, it’s important to keep in mind that licensed pros can be held responsible if they don’t complete the work or complaints have been registered against them. Therefore, the pros try their level best to complete the work in time in order to avoid permanent license revocation. So, for each professional, it’s very important to meet the deadlines.


In each construction contract, it’s mentioned that the project will be completed within the given time. If the deadline is not met, problems can occur for the contractor. This is where a surety bond comes to rescue the homeowners. In unforeseen circumstances, a bonded status offers protection to business owners, but it’s not required if you are based in Florida. However, it does matter if the credit score of the contractor is under 660.

With a surety bond, homeowners have the peace of mind that the project will be done. But if the contractor fails, it will be the responsibility of the surety company to look for another person to do the job. Alternatively, the company may compensate the homeowner for the losses that may have occurred.


It’s understood that accidents may happen. An employee may get injured or the property may get damaged. No matter what happens, you may have to suffer the loss. But you can avoid paying the bill in case of an accident. Your state may guarantee the protection of workers as well as general public. So, if you want to get a contractor’s license, you have no choice but to maintain property damage, liability, compensation insurance of the workers. Even licensed pros may get in trouble. For instance, if the DBPR carries out a site inspection, the pro may have to pay big fines if they don’t have an insurance policy.

How to Protect Your Home From Winter

The winter season is upon us. Just as we change our lifestyles and routines to fit with the seasons, we must also adapt our homes to the changes. While we’re getting ready to cozy up indoors and bring out the heavy-duty winter woollies, we need to make sure our home is ready to bear the coming onslaught of snow, dirt, slush, and salt.

The winter season brings with it challenges that aren’t purely seasonal in nature; the holiday season comes with a heavy increase in foot traffic around the house as people spend a lot of time indoors. This double effect can combine to do some real damage to your beautiful hardwood floors if you aren’t prepared. Let’s take a quick look at how the changing season can harm your flooring and how you can prevent this from happening.

Common Winter Elemental Damages

Gap formation: The air that your air-conditioning systems will be circulating throughout your home in the winter season is much drier than the type of air that circulates during the summer months. The effect this has on wood is that it causes it to slightly lose its moisture content, leading to the creation of small gaps where planks meet. You shouldn’t worry too much about this, as it’s to be expected. Once temperatures warm up, they will absorb a bit of moisture and return to normal.

Scratches and scrapes: Mud, salt, dead leaves, dirt, and snow can all combine to create unsightly scratches and scrapes on your floors once they are unintentionally brought into the house on the bottoms of boots and shoes.

Rot: If left to lie untouched for long enough, some of these winter elements can make their way into your flooring, causing the wood to rot. This is to be avoided at all costs, as serious cases might make it necessary to seek professional services to repair.
What Can I Do to Avoid Them?

Maintain temperatures: What leads to the creation of gaps in your flooring is the changing temperature levels and humidity. A good way to counteract this effect is to maintain your thermostat settings at a constant even temperature, avoiding turning your heat up and down.

Clean up: Regularly sweeping, mopping, and vacuuming your floors prevents the build-up of sludge and leftover snow that might eventually lead to rot.

Take the shoes off: Simply taking off shoes and boots before coming indoors will go a long way in avoiding most of the winter-borne floor difficulties. Before they come indoors, have your family and friends take note!

Cover up: Rugs, carpets, and floor-mats are a great way to protect your floors, especially in high-traffic areas which experience the most stress. Unwanted elements simply won’t have the chance to get at your floors.

The Advantages and Benefits of Using Spray Foam Insulation at Home

Whether you are building a new home or remodeling the current one, it is vital to give importance to the perfect insulation. There are a number of options available and you have to make the right decision. You can come across a host of products that are pocket friendly, but in the long run they won’t be the right solution. Similarly, there are expensive products available as well and they can save hundreds of dollars on your electricity bills in the long run.

What do you know about spray foam insulation?

Spray foam has been very popular in the recent times and has popped up as an efficient home insulator. There are two compounds used in its making, isocyanate and polyol resin which are known to expand in volume when mixed together. If the compounds are stored separately, they can be retained for a longer period of time. When they are mixed, they form foam and must be applied immediately. When this is applied to an area, it hardens after a short interval of time and acts as an excellent insulating layer. Moreover, it is durable as well.

Spray foam insulation is better

If spray foam insulation is compared with other types of insulation in terms of their effectiveness, this is highly effective. It has a high R value ranging from 6 to 7.7. The effectiveness of insulation is measured in terms of an R-Value. When the R-value is higher, the density of the insulator is higher and hence the effectiveness is also more. If this insulator is compared with that of fiber glass insulation, which has an R-value of only 3.5, you can get an idea about the better product. In case, you are looking out for this services in the UK, you won’t be disappointed with the varying options that are available.

Opting for spray foam insulation is beneficial

One of the major benefits of spray foam insulation is its application process. The entire process is very easy and without any hassles. Regardless of the surface, horizontal or vertical, the insulation can be applied. The foam can be easily sprayed across the designated surface area in an absolutely uniform manner. You don’t need any cutting mats or measuring for the application. Furthermore, the wearing and tearing of this insulation is relatively less and its durability is also longer.

What makes spray foam an efficient insulator?

• The application process can be finished in a short period of time. It gets hard and sets within a very short period of time.
• The application of this is also very easy without the requirement of any measuring and precise cuts.
• The spray foam has an expanding nature. Hence, when it is applied on a surface area, it starts expanding. Hence, the insulation is watertight and airtight, providing an excellent seal.
• The insulation via spray foam is simply outstanding. It will keep the interior of your home warm during the winter months and vice versa in the summer time. Basically, this can insulate your home pretty good.

In case, you have been planning to get your home insulated, it is highly recommended to apply this and provide the right insulation in your home.

Can spray foam insulation help in the prevention of mold infection?

You will be happy to know that there are specific variations of this which includes microbial agents as the ingredients. It can be beneficial in the prevention of the mold growth in your home. In case you reside in a humid place, there is every possibility that your home might be infected with mold, which are often undetected until they becomes too severe.

This is not good for the health of your family. When there is an insulator that can provide a guard against the mold infection and offer a healthier home, you must opt for it. Spray foam is a highly durable and effective mold preventing insulator that must be applied. In fact, this insulator also helps in preventing insects and vermin getting inside your home. Why wait when you can protect your home with spray foam?